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Web a lien is a legal right to an asset (like a car or home) that’s used as collateral to satisfy a debt. Check the policy and coverage status of a vehicle. In the case of purchasing a vehicle,. Web a lienholder holds your car’s title as the legal owner while you’re paying off the loan. If you stop making payments,. All you need is the first acceptance insurance. If you finance a car, a lienholder may be listed on your car's title and your car insurance policy until you. Web from car insurance & roadside assistance to renters insurance, acceptance insurance gives you the products you want, the way.